WARNING: LATE REPAYMENT CAN CAUSE YOU SERIOUS MONEY PROBLEMS.
Apply to Borrow form
$100 to $25,000*

Apply now for a fast, convenient, and reliable cash assistance fund online. Get the funds you need in as fast as 15 minutes. No credit check, no hassle.

    • Apply for $50-$1,000
    • Fast Payout
    • No Fees
    • Secure Application
    • Available 24/7
    • Bad Credit
  • Apply For $50 – $1,000
  • Fast Payout
  • No Fees
  • Secure Application
  • Available 24/7
  • Bad Credit

Is it Worth Getting a Payday Loan?

Payday loans are short-term borrowings with small amounts, aiming to provide immediate relief from a cash shortage. Many people are against a payday loan because of the high interest rates accompanying it. But while it is true that payday loans have exorbitant rates, it does not change the fact that it is one of the easiest and fastest sources of extra cash.

Payday loans are small

Some people don’t really need to borrow a large sum of money. People obtaining a payday loan often only need a small amount just to tide them over until the next payday. Payday loans are great if you don’t want to be tied to a huge amount of debt and want to settle it immediately by your next payday.

Payday loans are fast

One of the fastest loans to obtain is a payday loan. Many lenders offer quick payday loans and often the lender will only check if the borrower has a steady source of income. Loan processing is fast and efficient thus the money can be released to you in a matter of hours.

Payday loans are accessible

Even borrowers with bad credit can get a payday loan from an online lender. You can reach out to an online lender, submit the required documents and you can get an immediate decision. Compared to other types of loans, payday loans are easily accessible anytime, anywhere. Payday loans are a great loan option if you can manage to pay off your loan with your next paycheck.

Emergency financial needs can be frustrating especially when you have no access to extra funds. If you have no savings to fall back to, one viable option for such a short-term cash need is to get a payday loan. A short-term loan, this can be a great alternative for your emergency borrowing needs.

These loans are usually for a small amount that you are then expected to pay on your next payday. You'll be expected to loan costs and interests on the due date too. They are traditionally paid in cash. In addition, they are known for having high interest rates.  It has risen on popularity in recent years thanks to the fact that it is one of quickest ways that people can get access to funds which can be paid out by lenders on the very same day.

What to Use Payday Loans For

In the UK, people apply for payday loans for a variety of reasons. There are no restrictions on where and how they should be used, such as paying any emergency bill or even paying off other debts. While these loans used to be offered for a smaller figure in the past, these days, lenders can offer bigger sums payable over a longer period.

They are mainly designed to help those who are in sudden need of extra funds where other forms of credit may not be accessible. Due to the nature in which these loans are often availed of, most of the lenders offering them have streamlined their application process, thus allowing even some of them to get the funds paid out within hours from approval.

Can I apply for payday loans online?

It is possible for borrowers to process a payday loan application online. However, just like any type of loan offered in the UK, applications are going to be subject to affordability and credit checks. This is to ensure that the borrower can indeed afford the loan.

After these checks have been performed, direct lenders will also have to consider the borrower’s credit score before they decide. These, lenders that offer their services to bad credit borrowers now consider a number of criteria, instead of just focusing on their credit scores alone. A borrower also needs to be at least 18, a resident in the UK, has an active bank account, and should have some form of monthly income.

Short-term loans are becoming more accessible to people in the UK. While there are people that may be put-off by the high interest attached to payday loans, they do provide a great alternative to people who need to get access to funds fast. But they should not be looked at as a financial solution for the long-term and should only be considered in the direst of needs and as a last resort. 

Frequently Asked Questions

Is There Any Complicated Requirements?

No. All you need to provide is your personal information and proof or income or employment verification. Also, you need to include a checking account information where you wish to receive the funds. Since there’s no need for collaterals, you don’t have to provide anything else aside from what was requested on the online form.

How Fast Can I Receive The Funds?

You can receive your money in as fast as 15 minutes. The application process is easy and fast. You will be notified once you are already approved for a loan. After that, the money will be deposited immediately to the checking account that you have provided.

What If I Miss My Payments?

These things could happen. Some lenders can be lenient for the first and second months. However, you should be aware that missing or delaying your payment could affect your credit badly. On top of that, lenders will also incur additional fees or charges for late fees.

What If I Lie In My Application?
It is not recommended for you to lie on your application. Once a lie is caught, you may face serious consequences. The lender has the full right to void your application or charge you additional fees. You could also face jail time if you are caught falsifying documents.

What Is AGuarantor Loan?

Guarantor loans require a guarantor to co-sign for the loan agreement. If the borrower fails to make payment or defaults on the loan, the guarantor takes over and inherits the responsibilities on the loan. It is recommended that the guarantor and the borrower are closely related.

What Is A Payday Loan?

Payday loans are small cash assistance funds that you can acquire easily. Repayment terms are flexible. You can have it tied on your next paycheck or pay it in advance. It is often referred to as cash advance, short-term loans, and cash loans.

What Is ALogBook Loan?

Logbook loans require the borrower to pledge an asset as collateral. In this case, a vehicle. The borrower hands over their ownership of the vehicle to the lender until the loan is fully paid. If the borrower defaults, the lender may seize or sell the asset to pay for the loan.

Am IEligible?

Even if you have poor or no credit at all, you are eligible to apply for an unsecured loan. Our lenders don’t require minimum credit to be eligible. As long as you can pay the loan on time to prevent extra fees and charges.

Payment Method

It is easy to get paid. All you need to do is to provide a checking information during your application. Once you get approved for a loan, you will receive a notification and the money will be sent directly to your checking account. It’s fast, reliable, and incredibly easy-to-use.